Helping an Older Relative Spot Scams: A Family Guide (UK)

Helping an Older Relative Spot Scams: A Family Guide (UK) shown on a tablet, with a printed family 'pause and check' agreement, a 'who to call' card and a pencil

Helping a parent or older relative with scam calls, texts and messages? A UK family guide: a 'pause and check' plan, phone set-up and who-to-call card.

You've seen the scam calls, texts and messages going round, and you're worried about a parent or older relative getting one.

Age UK says being scammed can happen to any of us. What you can do is put a plan together as a family. That means a shared way to pause and check, a phone set-up you do side by side, and numbers to keep by the phone.

This guide helps adult children and family members make that plan with a parent or older relative. It isn't about taking over someone's phone or their money.

What's inside

  • Starting the conversation. Ways to raise the subject without blame, drawing on Age UK's and the Home Office Stop! Think Fraud campaign's advice for families.
  • Scams to talk through together. The common UK patterns, from "your bank" calls and "Hi Mum" texts to parcel texts and AI voice cloning, each with a simple check.
  • The family "pause and check" agreement. A fill-in agreement everyone signs up to, including a family safe phrase, as recommended by Stop! Think Fraud and Age UK.
  • Setting up their phone. Step-by-step settings for iPhone and Android, taken from Apple's, Google's and Samsung's own help pages, plus the landline and network options Ofcom lists. Where we couldn't confirm a setting, we say so rather than guess.
  • Where to report a scam. 7726, [email protected], 159, Report Fraud, Police Scotland, the PSNI and Consumerline. Each was checked against the organisation's own website or a UK government page when this guide was written.
  • Where to get support, including the Age UK Advice Line.
  • A "who to call" card to fill in together.
  • A one-page fridge sheet with the key steps, to print on its own.

Who it's for

Anyone helping a parent, grandparent or older relative in the UK. It's written to be read together, at their pace, with them staying in charge of their own phone and decisions.

What it isn't

It won't stop every scam, and it doesn't cover what to do after money has gone. It isn't legal, financial or police advice. Secordit isn't part of the government, the police, Age UK, Apple, Google, Samsung or any bank. None of the organisations named here has reviewed this guide.

Format: a PDF guide, including a one-page fridge sheet to print on its own. It's self-serve: you read it and use it at home, together.

Who's behind it

Matthew Protheroe-Hill

Director of Secordit Intelligence, which he set up in February 2026.

Qualification: BSc (Hons) Cyber Security & Networks (1st Class), Teesside University.

Secordit Intelligence Ltd, company no. 17050740. About us

Matthew Protheroe-Hill